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What Is an IUL (Indexed Universal Life Insurance)?

An IUL is a type of life insurance that also helps you grow your money — safely and tax-free. Here's how it works:

✅ Tax-free retirement money — You can take money out without paying taxes

✅ Your money grows with the market — But never goes down when the market drops

✅ No required medical exam — Many people qualify just by answering a few questions

✅ Flexible payments — You decide how much to put in

✅ Family protection + savings in one — It’s life insurance with real cash value

People use IULs to protect their families and build wealth — all without risking their savings.

Over 50,000 Americans have used this calculator to explore tax-free retirement options.